Establishing a charitable gift annuity or other life-income gift allows you to make a meaningful gift to us while creating permanent income for yourself and/or a loved one.
Simply put, a charitable gift annuity is a contract between you and the National Geographic Society. Under the terms of a gift-annuity contract, you make a gift of cash or securities (minimum of U.S. $10,000) to National Geographic in return for regular income that will never decrease in size or frequency, regardless of changes in the economy. The assets of the National Geographic Society will back your payments, and you will receive those payments for the rest of your life.
Gift annuities offer other benefits, too:
- A U.S. federal income tax deduction is available for a portion of your gift.
- Part of each payment is free from federal income tax for a designated period of time.
- If you use appreciated securities to establish your annuity, you may defer capital-gains taxes that would be incurred currently if you sold your securities.
- Assets used to establish an annuity are generally excluded from your estate.
- Gift annuities can be established to provide income for the benefit of loved ones and friends.
Single Life Annuity
| Age |
Rate |
Annual Income
(Based on $10,000) |
| 65 |
5.7% |
$570 |
| 75 |
6.7% |
$670 |
| 85 |
8.9% |
$890 |
| 90+ |
10.5% |
$1,050 |
Two Life Annuity
| Age |
Rate |
Annual Income
(Based on $10,000) |
| 65/65 |
5.4% |
$540 |
| 75/75 |
6.0% |
$600 |
| 85/85 |
7.4% |
$740 |
| 90+/90+ |
8.7% |
$870 |
These rates are recommended by the American Council on Gift Annuities and are for illustrative purposes only. rates at other ages are available upon request. Please note that the minimum age for an annuity is age 45 and annuity payments begin at age 65. If you are younger than 65, please contact the Office of Gift Planning for deferred annuity rates. The minimum gift amount for an annuity is $10,000.
Use our
Planned Giving Calculator for a personal illustration of how life-income gifts can work for you.
The information on our Web site is not intended as financial or legal advice. Please consult your own qualified advisers as you consider philanthropic gifts.
